Tools and Resources for Risk Management

Tools & Resources These tools and resources are designed to help you enhance your risk management, loan quality control and compliance. We include information about Cogent QC Systems technology and best practices, statistical analysis in risk management, business intelligence, data analytics, and more.

The Cogent Statistical Sampling Methodology

Cogent’s pioneering statistical sampling methodology is designed to yield maximum insight into loan quality with minimal resources. The methodology minimizes random samples and shifts emphasis to discretionary sampling of the riskiest origination or servicing processes. Cogent embeds and automates these statistical principles throughout its QC and risk management applications, making you more efficient and more effective at each step of your workflow.

Cogent’s Statistical Sample Size Calculator Now Available Online >>
A basic version of Cogent’s industry-leading statistical sample size calculator is now available online – free – to industry professionals. The full-featured calculator, available only within Cogent QC Systems, automates sample size calculations and enables tracking of defect rates for all types of samples, with the goal of minimizing sample sizes while achieving industry standard goals of precision and confidence. (For a discussion of these terms, please check the white papers below, especially Statistical Sampling in Mortgage Quality Control.)

The Cogent Statistical Sampling Methodology

White Papers, Guides and Articles

Statistics

Cogent QC Systems

Regulators, Agencies and Publications