These tools and resources are designed to help you enhance your risk management, loan quality control and compliance. We’ve included directly applicable information about Cogent QC Systems technology and best practices, statistical analysis in risk management, business intelligence, data analytics, and more.
Cogent’s Statistical Sample Size Calculator Now Available Online
A basic version of Cogent’s industry-leading statistical sample size calculator is now available online – free – to industry professionals. The full-featured calculator, available only within Cogent QC Systems, automates sample size calculations and enables tracking of defect rates for all types of samples, with the goal of minimizing sample sizes while achieving industry standard goals of precision and confidence. (For a discussion of these terms, please check the white papers below, especially Statistical Sampling in Mortgage Quality Control.)
White Papers, Guides and Articles
Compare: In-House QC vs. Outsourced QC
Mortgage QC Buyer’s Guide
Quality Performance Benchmarking (PDF)
Quality Control Can Be An Anchor In Uncertain Mortgage Seas (PDF)
Major Trends in Mortgage Quality Control
Statistical Sampling in Mortgage Quality Control (PDF)
Control Chart Primer (PDF)
Control Chart Quick Reference (PDF)
Risk Management, Quality Control and Statistics (Part 1)
Risk Management, Quality Control and Statistics (Part 2)
Quality Control and the Bottom Line (published in Secondary Marketing Executive magazine)
Cogent QC Systems
Cogent Value Proposition
Cogent QC Systems – Key Benefits (PDF)
Why Cogent QC Systems (2011 Mortgage Tech Awards)
Cogent Statistical Sampling Methodology (PDF)
Cogent Economics Wins Mortgage Technology Fix-It Award
ServicingQC System Helps to Improve Servicer Ratings
Rating Agency Comments
Regulators, Agencies and Publications
Fannie Mae – Loan Quality page (Single Family)
Fannie Mae – Loan Defect Categories
Fannie Mae – Loan Defect Categories (Spreadsheet download)
Freddie Mac – Single Family – Quality Control & Fraud Prevention Resources
FHA’s Single Family Housing Loan Quality Assessment Methodology (PDF)
HUD Handbook 4000.1 (See p.741 Section V – “Quality Control, Oversight and Compliance) (PDF)
VA Home Loans homepage
The Mortgage Bankers Association (MBA)
Housing Wire
National Mortgage News
Mortgage Compliance magazine