The Best Long-Term Solution for Professional Quality Control
A Single Enterprise Solution to Audit Any Loan Type
Cogent QC Systems help you correct root causes of loan defects across the entire breadth of your origination and servicing operations. Developed over decades of partnership with some of the largest lenders and servicers in the country, Cogent’s industrial-strength quality control system can be deployed across the enterprise to audit any type of loan.
Designed to Scale and Grow ROI
Cogent charges a flat licensing fee for enterprises, with no per-user or per-audit fees. So your incremental cost to add additional user groups to your license can be zero. That includes 3rd party service providers. The more you use it, the lower your costs per audit!
Complete Data Security Behind Your Firewall
The safest place for your confidential data is behind your firewall and under your control. As an on-premise solution, Cogent never has access to your data. So you never expose your data to the cyber-risks of cloud solutions. Yet you enjoy all the security benefits built into our platform, including data encryption, Single Sign-On / Active Directory (SSO/AD), user provisioning, and two-factor authentication (2FA).
The Only Bespoke QC System Available
Cogent is the only system available that allows you to add new features and functions to the core system. From the beginning, Cogent’s unique system architecture has allowed clients to request enhancements that are unique to their needs, and Cogent has always delivered– on time and on budget.
Packed with Features and Highly Customizable
Cogent is the most feature-rich and customizable system available, with countless options to tweak how audits are conducted and workflow is directed. As an administrator of the system, you can make all the modifications yourself, without assistance from IT or an external vendor.
A uniquely adaptable enterprise solution that gives you complete control over your QC data, results and workflows.
Transformative Innovation
Cogent’s impact on the mortgage industry has been transformative and lasting. Our long history of technological innovation has been recognized by Mortgage Technology magazine many times, including wins for the Fix-It Award in 2002, Top 100 Vendors in 2005, Top 25 Vendors in 2006, and the Lasting Impact Award in 2011. Cogent has also been selected to the Housing Wire Tech100 multiple times.
By introducing modern workflows and statistical quality control techniques, Cogent has helped QC professionals to transform the quality control function from a cost center to a profit center. Improved quality has lowered the costs of poor quality (such as repurchases, claim denials, and similar) while lowering the cost of performing quality control. Both have contributed to increased profitability.
The Power of Cogent QC Systems
Embedded Six Sigma principles lead to continuous process improvement, including more effective QC overall, fewer defects over time, & reduced costs of poor quality.
Superior Statistical Methodology
Maximize quality insights with fewer audits. Precisely target risk areas, drill down to root causes.
Industrial Strength Technology
Unparalleled power and flexibility to perform any loan-based audit (mortgage, auto, marine, etc.) Plus add your own functionality on demand.
Concise, Actionable Reports
Statistically valid management reports, findings reports, audit status reports, custom reports, and more. Output to multiple formats.
Improved QC Staff Productivity
Streamline every workflow step through automation, quickly resolve issues via online feedback tool, track all audit activity.
Prompt and Efficient Technical Support
Responsive, experienced Professional Services from system setup through user training, upgrades and customizations.